Market Overview
Home Prices in Malta, ID
The median home value in Malta, ID is $418,320 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.8% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Malta are priced2% above average. Malta is part of the Burley, ID metro area.
Over the past five years, Malta home values have risen by approximately34.1%, reflecting strong long-term appreciation in this market.
Price History
Malta Home Price Trend
2020
$236,474
$236K
—
2021
$312,061
$312K
+32.0%
2022
$375,817
$376K
+20.4%
2023
$367,675
$368K
-2.2%
2024
$374,659
$375K
+1.9%
2025
$381,110
$381K
+1.7%
2026
$418,320
$418K
+9.8%
City Comparison
Malta vs. National Median
🏠 Malta
$418,320
National Median
$410,000
At $418,320, homes in Malta cost 2% above the national median of $410,000. Buyers in Malta should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Malta?
20% Down Payment
$83,664
on $418,320
Monthly P&I
$2,182/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,771/mo
incl. taxes & insurance
Income Needed
$110,840
gross annual (30% rule)
10% Down Option
$41,832
+ PMI applies
Loan Amount (20% dn)
$334,656
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Malta, ID?
The median home value in Malta is $418,320 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.8% year-over-year.
How much have home prices changed in Malta?
Over the past year, home values in Malta have increased by 9.8%. Over five years, prices have risen approximately 34.1%.
How much do I need to earn to buy a home in Malta?
To comfortably afford the median home price of $418,320 with a 20% down payment ($83,664) at today's rates (6.8%), you'd need a gross annual income of approximately $110,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Malta compare to the national average home price?
The national median home value is approximately $410,000. At $418,320, homes in Malta are 2% above the national average.
What metro area is Malta part of?
Malta is part of the Burley, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.