Market Overview
Home Prices in McCall, ID
The median home value in McCall, ID is $794,302 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in McCall are priced94% above average.
Over the past five years, McCall home values have risen by approximately24.1%, reflecting strong long-term appreciation in this market.
Price History
McCall Home Price Trend
2020
$448,667
$449K
—
2021
$640,108
$640K
+42.7%
2022
$870,576
$871K
+36.0%
2023
$743,337
$743K
-14.6%
2024
$761,289
$761K
+2.4%
2025
$777,605
$778K
+2.1%
2026
$794,302
$794K
+2.1%
City Comparison
McCall vs. National Median
🏠 McCall
$794,302
National Median
$410,000
At $794,302, homes in McCall cost 94% above the national median of $410,000. Buyers in McCall should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in McCall?
20% Down Payment
$158,860
on $794,302
Monthly P&I
$4,143/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,262/mo
incl. taxes & insurance
Income Needed
$210,480
gross annual (30% rule)
10% Down Option
$79,430
+ PMI applies
Loan Amount (20% dn)
$635,442
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in McCall, ID?
The median home value in McCall is $794,302 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in McCall?
Over the past year, home values in McCall have increased by 2.1%. Over five years, prices have risen approximately 24.1%.
How much do I need to earn to buy a home in McCall?
To comfortably afford the median home price of $794,302 with a 20% down payment ($158,860) at today's rates (6.8%), you'd need a gross annual income of approximately $210,480. This assumes keeping total housing costs at or below 30% of gross income.
How does McCall compare to the national average home price?
The national median home value is approximately $410,000. At $794,302, homes in McCall are 94% above the national average.