Market Overview
Home Prices in Mountain Home, ID
The median home value in Mountain Home, ID is $363,604 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mountain Home are priced11% below average. Mountain Home is part of the Mountain Home, ID metro area.
Over the past five years, Mountain Home home values have risen by approximately20.5%, reflecting strong long-term appreciation in this market.
Price History
Mountain Home Home Price Trend
City Comparison
Mountain Home vs. National Median
At $363,604, homes in Mountain Home cost 11% below the national median of $410,000. This makes Mountain Home a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mountain Home?
20% Down Payment
$72,721
on $363,604
Monthly P&I
$1,896/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,408/mo
incl. taxes & insurance
Income Needed
$96,320
gross annual (30% rule)
10% Down Option
$36,360
+ PMI applies
Loan Amount (20% dn)
$290,883
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mountain Home, ID?
The median home value in Mountain Home is $363,604 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Mountain Home?
Over the past year, home values in Mountain Home have increased by 1.2%. Over five years, prices have risen approximately 20.5%.
How much do I need to earn to buy a home in Mountain Home?
To comfortably afford the median home price of $363,604 with a 20% down payment ($72,721) at today's rates (6.8%), you'd need a gross annual income of approximately $96,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Mountain Home compare to the national average home price?
The national median home value is approximately $410,000. At $363,604, homes in Mountain Home are 11% below the national average.
What metro area is Mountain Home part of?
Mountain Home is part of the Mountain Home, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.