Market Overview
Home Prices in Oldtown, ID
The median home value in Oldtown, ID is $513,266 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oldtown are priced25% above average. Oldtown is part of the Sandpoint, ID metro area.
Over the past five years, Oldtown home values have risen by approximately16.7%, reflecting steady appreciation in this market.
Price History
Oldtown Home Price Trend
City Comparison
Oldtown vs. National Median
At $513,266, homes in Oldtown cost 25% above the national median of $410,000. Buyers in Oldtown should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Oldtown?
20% Down Payment
$102,653
on $513,266
Monthly P&I
$2,677/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,400/mo
incl. taxes & insurance
Income Needed
$136,000
gross annual (30% rule)
10% Down Option
$51,327
+ PMI applies
Loan Amount (20% dn)
$410,613
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oldtown, ID?
The median home value in Oldtown is $513,266 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Oldtown?
Over the past year, home values in Oldtown have increased by 2.6%. Over five years, prices have risen approximately 16.7%.
How much do I need to earn to buy a home in Oldtown?
To comfortably afford the median home price of $513,266 with a 20% down payment ($102,653) at today's rates (6.8%), you'd need a gross annual income of approximately $136,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Oldtown compare to the national average home price?
The national median home value is approximately $410,000. At $513,266, homes in Oldtown are 25% above the national average.
What metro area is Oldtown part of?
Oldtown is part of the Sandpoint, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.