Market Overview
Home Prices in Osburn, ID
The median home value in Osburn, ID is $287,075 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.3% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Osburn are priced30% below average.
Price History
Osburn Home Price Trend
2022
$307,922
$308K
—
2023
$291,937
$292K
-5.2%
2024
$291,580
$292K
-0.1%
2025
$293,732
$294K
+0.7%
2026
$287,075
$287K
-2.3%
City Comparison
Osburn vs. National Median
🏠 Osburn
$287,075
National Median
$410,000
At $287,075, homes in Osburn cost 30% below the national median of $410,000. This makes Osburn a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Osburn?
20% Down Payment
$57,415
on $287,075
Monthly P&I
$1,497/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,901/mo
incl. taxes & insurance
Income Needed
$76,040
gross annual (30% rule)
10% Down Option
$28,708
+ PMI applies
Loan Amount (20% dn)
$229,660
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Osburn, ID?
The median home value in Osburn is $287,075 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.3% year-over-year.
How much have home prices changed in Osburn?
Over the past year, home values in Osburn have decreased by 2.3%.
How much do I need to earn to buy a home in Osburn?
To comfortably afford the median home price of $287,075 with a 20% down payment ($57,415) at today's rates (6.8%), you'd need a gross annual income of approximately $76,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Osburn compare to the national average home price?
The national median home value is approximately $410,000. At $287,075, homes in Osburn are 30% below the national average.