Market Overview
Home Prices in Payette, ID
The median home value in Payette, ID is $377,607 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and down 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Payette are priced8% below average. Payette is part of the Ontario, OR-ID metro area.
Over the past five years, Payette home values have risen by approximately21.3%, reflecting strong long-term appreciation in this market.
Price History
Payette Home Price Trend
City Comparison
Payette vs. National Median
At $377,607, homes in Payette cost 8% below the national median of $410,000. This makes Payette a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Payette?
20% Down Payment
$75,521
on $377,607
Monthly P&I
$1,969/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,501/mo
incl. taxes & insurance
Income Needed
$100,040
gross annual (30% rule)
10% Down Option
$37,761
+ PMI applies
Loan Amount (20% dn)
$302,086
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Payette, ID?
The median home value in Payette is $377,607 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Payette?
Over the past year, home values in Payette have increased by 3.6%. Over five years, prices have risen approximately 21.3%.
How much do I need to earn to buy a home in Payette?
To comfortably afford the median home price of $377,607 with a 20% down payment ($75,521) at today's rates (6.8%), you'd need a gross annual income of approximately $100,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Payette compare to the national average home price?
The national median home value is approximately $410,000. At $377,607, homes in Payette are 8% below the national average.
What metro area is Payette part of?
Payette is part of the Ontario, OR-ID metropolitan area. Home prices and market conditions can vary across the broader metro region.