Market Overview
Home Prices in Rathdrum, ID
The median home value in Rathdrum, ID is $585,638 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rathdrum are priced43% above average. Rathdrum is part of the Coeur d'Alene, ID metro area.
Over the past five years, Rathdrum home values have risen by approximately16.9%, reflecting steady appreciation in this market.
Price History
Rathdrum Home Price Trend
City Comparison
Rathdrum vs. National Median
At $585,638, homes in Rathdrum cost 43% above the national median of $410,000. Buyers in Rathdrum should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Rathdrum?
20% Down Payment
$117,128
on $585,638
Monthly P&I
$3,054/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,879/mo
incl. taxes & insurance
Income Needed
$155,160
gross annual (30% rule)
10% Down Option
$58,564
+ PMI applies
Loan Amount (20% dn)
$468,510
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rathdrum, ID?
The median home value in Rathdrum is $585,638 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Rathdrum?
Over the past year, home values in Rathdrum have increased by 2.4%. Over five years, prices have risen approximately 16.9%.
How much do I need to earn to buy a home in Rathdrum?
To comfortably afford the median home price of $585,638 with a 20% down payment ($117,128) at today's rates (6.8%), you'd need a gross annual income of approximately $155,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Rathdrum compare to the national average home price?
The national median home value is approximately $410,000. At $585,638, homes in Rathdrum are 43% above the national average.
What metro area is Rathdrum part of?
Rathdrum is part of the Coeur d'Alene, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.