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📍 Smelterville, ID · Zillow ZHVI · July 2026

Average Home Price in
Smelterville, ID

Shoshone County County

Median Home Value
$215,560
↑ 3.4% year-over-year
vs. National Median
$410,000
Smelterville is 47% below
Est. Monthly Payment
$1,124/mo
20% down · 6.8% rate
Income Needed
$57K
gross annual (30% rule)
Median Home Value
$215,560
↑ 3.4% year-over-year
Down Payment (20%)$43,112
Monthly P&I$1,124/mo
With Taxes & Ins.~$1,427/mo
Income Needed$57,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Smelterville, ID

The median home value in Smelterville, ID is $215,560 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and down 1.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Smelterville are priced47% below average.

City Comparison

Smelterville vs. National Median

🏠 Smelterville
$215,560
National Median
$410,000

At $215,560, homes in Smelterville cost 47% below the national median of $410,000. This makes Smelterville a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Smelterville?

20% Down Payment
$43,112
on $215,560
Monthly P&I
$1,124/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,427/mo
incl. taxes & insurance
Income Needed
$57,080
gross annual (30% rule)
10% Down Option
$21,556
+ PMI applies
Loan Amount (20% dn)
$172,448
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Smelterville, ID?
The median home value in Smelterville is $215,560 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Smelterville?
Over the past year, home values in Smelterville have increased by 3.4%.
How much do I need to earn to buy a home in Smelterville?
To comfortably afford the median home price of $215,560 with a 20% down payment ($43,112) at today's rates (6.8%), you'd need a gross annual income of approximately $57,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Smelterville compare to the national average home price?
The national median home value is approximately $410,000. At $215,560, homes in Smelterville are 47% below the national average.