Market Overview
Home Prices in Swan Valley, ID
The median home value in Swan Valley, ID is $528,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Swan Valley are priced29% above average. Swan Valley is part of the Idaho Falls, ID metro area.
Over the past five years, Swan Valley home values have risen by approximately12.2%, reflecting steady appreciation in this market.
Price History
Swan Valley Home Price Trend
City Comparison
Swan Valley vs. National Median
At $528,616, homes in Swan Valley cost 29% above the national median of $410,000. Buyers in Swan Valley should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Swan Valley?
20% Down Payment
$105,723
on $528,616
Monthly P&I
$2,757/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,501/mo
incl. taxes & insurance
Income Needed
$140,040
gross annual (30% rule)
10% Down Option
$52,862
+ PMI applies
Loan Amount (20% dn)
$422,893
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Swan Valley, ID?
The median home value in Swan Valley is $528,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Swan Valley?
Over the past year, home values in Swan Valley have increased by 1.3%. Over five years, prices have risen approximately 12.2%.
How much do I need to earn to buy a home in Swan Valley?
To comfortably afford the median home price of $528,616 with a 20% down payment ($105,723) at today's rates (6.8%), you'd need a gross annual income of approximately $140,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Swan Valley compare to the national average home price?
The national median home value is approximately $410,000. At $528,616, homes in Swan Valley are 29% above the national average.
What metro area is Swan Valley part of?
Swan Valley is part of the Idaho Falls, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.