Market Overview
Home Prices in Wardner, ID
The median home value in Wardner, ID is $305,233 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wardner are priced26% below average.
Price History
Wardner Home Price Trend
2022
$326,071
$326K
—
2023
$302,478
$302K
-7.2%
2024
$306,538
$307K
+1.3%
2025
$306,521
$307K
+-0.0%
2026
$305,233
$305K
-0.4%
City Comparison
Wardner vs. National Median
🏠 Wardner
$305,233
National Median
$410,000
At $305,233, homes in Wardner cost 26% below the national median of $410,000. This makes Wardner a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wardner?
20% Down Payment
$61,047
on $305,233
Monthly P&I
$1,592/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,022/mo
incl. taxes & insurance
Income Needed
$80,880
gross annual (30% rule)
10% Down Option
$30,523
+ PMI applies
Loan Amount (20% dn)
$244,186
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wardner, ID?
The median home value in Wardner is $305,233 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Wardner?
Over the past year, home values in Wardner have decreased by 0.4%.
How much do I need to earn to buy a home in Wardner?
To comfortably afford the median home price of $305,233 with a 20% down payment ($61,047) at today's rates (6.8%), you'd need a gross annual income of approximately $80,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Wardner compare to the national average home price?
The national median home value is approximately $410,000. At $305,233, homes in Wardner are 26% below the national average.