Market Overview
Home Prices in Arcadia, MO
The median home value in Arcadia, MO is $204,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Arcadia are priced50% below average.
Over the past five years, Arcadia home values have risen by approximately28.0%, reflecting strong long-term appreciation in this market.
Price History
Arcadia Home Price Trend
2020
$131,515
$132K
—
2021
$159,719
$160K
+21.4%
2022
$190,583
$191K
+19.3%
2023
$184,535
$185K
-3.2%
2024
$191,261
$191K
+3.6%
2025
$196,637
$197K
+2.8%
2026
$204,433
$204K
+4.0%
City Comparison
Arcadia vs. National Median
🏠 Arcadia
$204,433
National Median
$410,000
At $204,433, homes in Arcadia cost 50% below the national median of $410,000. This makes Arcadia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Arcadia?
20% Down Payment
$40,887
on $204,433
Monthly P&I
$1,066/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,354/mo
incl. taxes & insurance
Income Needed
$54,160
gross annual (30% rule)
10% Down Option
$20,443
+ PMI applies
Loan Amount (20% dn)
$163,546
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Arcadia, MO?
The median home value in Arcadia is $204,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Arcadia?
Over the past year, home values in Arcadia have increased by 4%. Over five years, prices have risen approximately 28.0%.
How much do I need to earn to buy a home in Arcadia?
To comfortably afford the median home price of $204,433 with a 20% down payment ($40,887) at today's rates (6.8%), you'd need a gross annual income of approximately $54,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Arcadia compare to the national average home price?
The national median home value is approximately $410,000. At $204,433, homes in Arcadia are 50% below the national average.