Market Overview
Home Prices in Ashland, MO
The median home value in Ashland, MO is $370,512 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ashland are priced10% below average. Ashland is part of the Columbia, MO metro area.
Over the past five years, Ashland home values have risen by approximately33.3%, reflecting strong long-term appreciation in this market.
Price History
Ashland Home Price Trend
City Comparison
Ashland vs. National Median
At $370,512, homes in Ashland cost 10% below the national median of $410,000. This makes Ashland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ashland?
20% Down Payment
$74,102
on $370,512
Monthly P&I
$1,932/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,454/mo
incl. taxes & insurance
Income Needed
$98,160
gross annual (30% rule)
10% Down Option
$37,051
+ PMI applies
Loan Amount (20% dn)
$296,410
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ashland, MO?
The median home value in Ashland is $370,512 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Ashland?
Over the past year, home values in Ashland have increased by 2.1%. Over five years, prices have risen approximately 33.3%.
How much do I need to earn to buy a home in Ashland?
To comfortably afford the median home price of $370,512 with a 20% down payment ($74,102) at today's rates (6.8%), you'd need a gross annual income of approximately $98,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Ashland compare to the national average home price?
The national median home value is approximately $410,000. At $370,512, homes in Ashland are 10% below the national average.
What metro area is Ashland part of?
Ashland is part of the Columbia, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.