📍 Augusta, MO · Zillow ZHVI · July 2026

Average Home Price in
Augusta, MO

St. Louis, MO-IL metro area · Saint Charles County County

Median Home Value
$581,586
↑ 2.9% year-over-year
vs. National Median
$410,000
Augusta is 42% above
Est. Monthly Payment
$3,033/mo
20% down · 6.8% rate
Income Needed
$154K
gross annual (30% rule)
Median Home Value
$581,586
↑ 2.9% year-over-year

Down Payment (20%)$116,317
Monthly P&I$3,033/mo
With Taxes & Ins.~$3,852/mo
Income Needed$154,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Augusta, MO

The median home value in Augusta, MO is $581,586 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 5.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Augusta are priced42% above average. Augusta is part of the St. Louis, MO-IL metro area.

Over the past five years, Augusta home values have risen by approximately29.6%, reflecting strong long-term appreciation in this market.

City Comparison

Augusta vs. National Median

🏠 Augusta
$581,586
National Median
$410,000

At $581,586, homes in Augusta cost 42% above the national median of $410,000. Buyers in Augusta should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Augusta?

20% Down Payment
$116,317
on $581,586
Monthly P&I
$3,033/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,852/mo
incl. taxes & insurance
Income Needed
$154,080
gross annual (30% rule)
10% Down Option
$58,159
+ PMI applies
Loan Amount (20% dn)
$465,269
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Augusta, MO?
The median home value in Augusta is $581,586 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Augusta?
Over the past year, home values in Augusta have increased by 2.9%. Over five years, prices have risen approximately 29.6%.
How much do I need to earn to buy a home in Augusta?
To comfortably afford the median home price of $581,586 with a 20% down payment ($116,317) at today's rates (6.8%), you'd need a gross annual income of approximately $154,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Augusta compare to the national average home price?
The national median home value is approximately $410,000. At $581,586, homes in Augusta are 42% above the national average.
What metro area is Augusta part of?
Augusta is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.