Market Overview
Home Prices in Bel-Ridge, MO
The median home value in Bel-Ridge, MO is $79,454 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and up 5.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bel-Ridge are priced81% below average. Bel-Ridge is part of the St. Louis, MO-IL metro area.
Over the past five years, Bel-Ridge home values have risen by approximately24.8%, reflecting strong long-term appreciation in this market.
Price History
Bel-Ridge Home Price Trend
City Comparison
Bel-Ridge vs. National Median
At $79,454, homes in Bel-Ridge cost 81% below the national median of $410,000. This makes Bel-Ridge a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bel-Ridge?
20% Down Payment
$15,891
on $79,454
Monthly P&I
$414/mo
30-yr @ 6.8%
Total Monthly Est.
~$526/mo
incl. taxes & insurance
Income Needed
$21,040
gross annual (30% rule)
10% Down Option
$7,945
+ PMI applies
Loan Amount (20% dn)
$63,563
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bel-Ridge, MO?
The median home value in Bel-Ridge is $79,454 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Bel-Ridge?
Over the past year, home values in Bel-Ridge have increased by 0.6%. Over five years, prices have risen approximately 24.8%.
How much do I need to earn to buy a home in Bel-Ridge?
To comfortably afford the median home price of $79,454 with a 20% down payment ($15,891) at today's rates (6.8%), you'd need a gross annual income of approximately $21,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Bel-Ridge compare to the national average home price?
The national median home value is approximately $410,000. At $79,454, homes in Bel-Ridge are 81% below the national average.
What metro area is Bel-Ridge part of?
Bel-Ridge is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.