Market Overview
Home Prices in Belgrade, MO
The median home value in Belgrade, MO is $242,420 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.3% compared to a year ago and up 6.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belgrade are priced41% below average.
Over the past five years, Belgrade home values have risen by approximately37.8%, reflecting strong long-term appreciation in this market.
Price History
Belgrade Home Price Trend
2021
$175,958
$176K
—
2022
$203,284
$203K
+15.5%
2023
$202,021
$202K
-0.6%
2024
$210,817
$211K
+4.4%
2025
$223,931
$224K
+6.2%
2026
$242,420
$242K
+8.3%
City Comparison
Belgrade vs. National Median
🏠 Belgrade
$242,420
National Median
$410,000
At $242,420, homes in Belgrade cost 41% below the national median of $410,000. This makes Belgrade a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Belgrade?
20% Down Payment
$48,484
on $242,420
Monthly P&I
$1,264/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,605/mo
incl. taxes & insurance
Income Needed
$64,200
gross annual (30% rule)
10% Down Option
$24,242
+ PMI applies
Loan Amount (20% dn)
$193,936
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belgrade, MO?
The median home value in Belgrade is $242,420 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.3% year-over-year.
How much have home prices changed in Belgrade?
Over the past year, home values in Belgrade have increased by 8.3%. Over five years, prices have risen approximately 37.8%.
How much do I need to earn to buy a home in Belgrade?
To comfortably afford the median home price of $242,420 with a 20% down payment ($48,484) at today's rates (6.8%), you'd need a gross annual income of approximately $64,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Belgrade compare to the national average home price?
The national median home value is approximately $410,000. At $242,420, homes in Belgrade are 41% below the national average.