Market Overview
Home Prices in Bella Villa, MO
The median home value in Bella Villa, MO is $203,246 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bella Villa are priced50% below average. Bella Villa is part of the St. Louis, MO-IL metro area.
Over the past five years, Bella Villa home values have risen by approximately24.0%, reflecting strong long-term appreciation in this market.
Price History
Bella Villa Home Price Trend
City Comparison
Bella Villa vs. National Median
At $203,246, homes in Bella Villa cost 50% below the national median of $410,000. This makes Bella Villa a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bella Villa?
20% Down Payment
$40,649
on $203,246
Monthly P&I
$1,060/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,346/mo
incl. taxes & insurance
Income Needed
$53,840
gross annual (30% rule)
10% Down Option
$20,325
+ PMI applies
Loan Amount (20% dn)
$162,597
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bella Villa, MO?
The median home value in Bella Villa is $203,246 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Bella Villa?
Over the past year, home values in Bella Villa have increased by 4.2%. Over five years, prices have risen approximately 24.0%.
How much do I need to earn to buy a home in Bella Villa?
To comfortably afford the median home price of $203,246 with a 20% down payment ($40,649) at today's rates (6.8%), you'd need a gross annual income of approximately $53,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Bella Villa compare to the national average home price?
The national median home value is approximately $410,000. At $203,246, homes in Bella Villa are 50% below the national average.
What metro area is Bella Villa part of?
Bella Villa is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.