Market Overview
Home Prices in Belle, MO
The median home value in Belle, MO is $219,467 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.7% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belle are priced46% below average. Belle is part of the Jefferson City, MO metro area.
Over the past five years, Belle home values have risen by approximately37.1%, reflecting strong long-term appreciation in this market.
Price History
Belle Home Price Trend
City Comparison
Belle vs. National Median
At $219,467, homes in Belle cost 46% below the national median of $410,000. This makes Belle a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Belle?
20% Down Payment
$43,893
on $219,467
Monthly P&I
$1,145/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,454/mo
incl. taxes & insurance
Income Needed
$58,160
gross annual (30% rule)
10% Down Option
$21,947
+ PMI applies
Loan Amount (20% dn)
$175,574
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belle, MO?
The median home value in Belle is $219,467 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.7% year-over-year.
How much have home prices changed in Belle?
Over the past year, home values in Belle have increased by 6.7%. Over five years, prices have risen approximately 37.1%.
How much do I need to earn to buy a home in Belle?
To comfortably afford the median home price of $219,467 with a 20% down payment ($43,893) at today's rates (6.8%), you'd need a gross annual income of approximately $58,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Belle compare to the national average home price?
The national median home value is approximately $410,000. At $219,467, homes in Belle are 46% below the national average.
What metro area is Belle part of?
Belle is part of the Jefferson City, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.