Market Overview
Home Prices in Belton, MO
The median home value in Belton, MO is $274,119 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belton are priced33% below average. Belton is part of the Kansas City, MO-KS metro area.
Over the past five years, Belton home values have risen by approximately26.7%, reflecting strong long-term appreciation in this market.
Price History
Belton Home Price Trend
City Comparison
Belton vs. National Median
At $274,119, homes in Belton cost 33% below the national median of $410,000. This makes Belton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Belton?
20% Down Payment
$54,824
on $274,119
Monthly P&I
$1,430/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,816/mo
incl. taxes & insurance
Income Needed
$72,640
gross annual (30% rule)
10% Down Option
$27,412
+ PMI applies
Loan Amount (20% dn)
$219,295
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belton, MO?
The median home value in Belton is $274,119 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Belton?
Over the past year, home values in Belton have increased by 5%. Over five years, prices have risen approximately 26.7%.
How much do I need to earn to buy a home in Belton?
To comfortably afford the median home price of $274,119 with a 20% down payment ($54,824) at today's rates (6.8%), you'd need a gross annual income of approximately $72,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Belton compare to the national average home price?
The national median home value is approximately $410,000. At $274,119, homes in Belton are 33% below the national average.
What metro area is Belton part of?
Belton is part of the Kansas City, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.