📍 Bethel, MO · Zillow ZHVI · July 2026

Average Home Price in
Bethel, MO

Shelby County County

Median Home Value
$265,351
↑ 11.5% year-over-year
vs. National Median
$410,000
Bethel is 35% below
Est. Monthly Payment
$1,384/mo
20% down · 6.8% rate
Income Needed
$70K
gross annual (30% rule)
Median Home Value
$265,351
↑ 11.5% year-over-year

Down Payment (20%)$53,070
Monthly P&I$1,384/mo
With Taxes & Ins.~$1,758/mo
Income Needed$70,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Bethel, MO

The median home value in Bethel, MO is $265,351 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.5% compared to a year ago and up 9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Bethel are priced35% below average.

City Comparison

Bethel vs. National Median

🏠 Bethel
$265,351
National Median
$410,000

At $265,351, homes in Bethel cost 35% below the national median of $410,000. This makes Bethel a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Bethel?

20% Down Payment
$53,070
on $265,351
Monthly P&I
$1,384/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,758/mo
incl. taxes & insurance
Income Needed
$70,320
gross annual (30% rule)
10% Down Option
$26,535
+ PMI applies
Loan Amount (20% dn)
$212,281
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Bethel, MO?
The median home value in Bethel is $265,351 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.5% year-over-year.
How much have home prices changed in Bethel?
Over the past year, home values in Bethel have increased by 11.5%.
How much do I need to earn to buy a home in Bethel?
To comfortably afford the median home price of $265,351 with a 20% down payment ($53,070) at today's rates (6.8%), you'd need a gross annual income of approximately $70,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Bethel compare to the national average home price?
The national median home value is approximately $410,000. At $265,351, homes in Bethel are 35% below the national average.