Market Overview
Home Prices in Black Jack, MO
The median home value in Black Jack, MO is $225,495 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Black Jack are priced45% below average. Black Jack is part of the St. Louis, MO-IL metro area.
Over the past five years, Black Jack home values have risen by approximately20.9%, reflecting strong long-term appreciation in this market.
Price History
Black Jack Home Price Trend
City Comparison
Black Jack vs. National Median
At $225,495, homes in Black Jack cost 45% below the national median of $410,000. This makes Black Jack a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Black Jack?
20% Down Payment
$45,099
on $225,495
Monthly P&I
$1,176/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,494/mo
incl. taxes & insurance
Income Needed
$59,760
gross annual (30% rule)
10% Down Option
$22,550
+ PMI applies
Loan Amount (20% dn)
$180,396
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Black Jack, MO?
The median home value in Black Jack is $225,495 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Black Jack?
Over the past year, home values in Black Jack have increased by 3.7%. Over five years, prices have risen approximately 20.9%.
How much do I need to earn to buy a home in Black Jack?
To comfortably afford the median home price of $225,495 with a 20% down payment ($45,099) at today's rates (6.8%), you'd need a gross annual income of approximately $59,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Black Jack compare to the national average home price?
The national median home value is approximately $410,000. At $225,495, homes in Black Jack are 45% below the national average.
What metro area is Black Jack part of?
Black Jack is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.