Market Overview
Home Prices in Black, MO
The median home value in Black, MO is $197,211 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.1% compared to a year ago and up 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Black are priced52% below average.
Price History
Black Home Price Trend
2022
$171,948
$172K
—
2023
$178,937
$179K
+4.1%
2024
$185,688
$186K
+3.8%
2025
$185,882
$186K
+0.1%
2026
$197,211
$197K
+6.1%
City Comparison
Black vs. National Median
🏠 Black
$197,211
National Median
$410,000
At $197,211, homes in Black cost 52% below the national median of $410,000. This makes Black a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Black?
20% Down Payment
$39,442
on $197,211
Monthly P&I
$1,029/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,307/mo
incl. taxes & insurance
Income Needed
$52,280
gross annual (30% rule)
10% Down Option
$19,721
+ PMI applies
Loan Amount (20% dn)
$157,769
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Black, MO?
The median home value in Black is $197,211 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.1% year-over-year.
How much have home prices changed in Black?
Over the past year, home values in Black have increased by 6.1%.
How much do I need to earn to buy a home in Black?
To comfortably afford the median home price of $197,211 with a 20% down payment ($39,442) at today's rates (6.8%), you'd need a gross annual income of approximately $52,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Black compare to the national average home price?
The national median home value is approximately $410,000. At $197,211, homes in Black are 52% below the national average.