Market Overview
Home Prices in Blackwater, MO
The median home value in Blackwater, MO is $279,694 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and down 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Blackwater are priced32% below average. Blackwater is part of the Columbia, MO metro area.
Over the past five years, Blackwater home values have risen by approximately8.1%, reflecting steady appreciation in this market.
Price History
Blackwater Home Price Trend
City Comparison
Blackwater vs. National Median
At $279,694, homes in Blackwater cost 32% below the national median of $410,000. This makes Blackwater a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Blackwater?
20% Down Payment
$55,939
on $279,694
Monthly P&I
$1,459/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,853/mo
incl. taxes & insurance
Income Needed
$74,120
gross annual (30% rule)
10% Down Option
$27,969
+ PMI applies
Loan Amount (20% dn)
$223,755
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Blackwater, MO?
The median home value in Blackwater is $279,694 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Blackwater?
Over the past year, home values in Blackwater have increased by 4%. Over five years, prices have risen approximately 8.1%.
How much do I need to earn to buy a home in Blackwater?
To comfortably afford the median home price of $279,694 with a 20% down payment ($55,939) at today's rates (6.8%), you'd need a gross annual income of approximately $74,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Blackwater compare to the national average home price?
The national median home value is approximately $410,000. At $279,694, homes in Blackwater are 32% below the national average.
What metro area is Blackwater part of?
Blackwater is part of the Columbia, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.