Market Overview
Home Prices in Bloomfield, MO
The median home value in Bloomfield, MO is $154,300 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and down 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bloomfield are priced62% below average.
Over the past five years, Bloomfield home values have fallen by approximately3.6%, reflecting softening conditions in this market.
Price History
Bloomfield Home Price Trend
2020
$150,612
$151K
—
2021
$160,108
$160K
+6.3%
2022
$166,801
$167K
+4.2%
2023
$160,770
$161K
-3.6%
2024
$153,199
$153K
-4.7%
2025
$147,652
$148K
-3.6%
2026
$154,300
$154K
+4.5%
City Comparison
Bloomfield vs. National Median
🏠 Bloomfield
$154,300
National Median
$410,000
At $154,300, homes in Bloomfield cost 62% below the national median of $410,000. This makes Bloomfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bloomfield?
20% Down Payment
$30,860
on $154,300
Monthly P&I
$805/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,022/mo
incl. taxes & insurance
Income Needed
$40,880
gross annual (30% rule)
10% Down Option
$15,430
+ PMI applies
Loan Amount (20% dn)
$123,440
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bloomfield, MO?
The median home value in Bloomfield is $154,300 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Bloomfield?
Over the past year, home values in Bloomfield have increased by 4.5%. Over five years, prices have fallen approximately 3.6%.
How much do I need to earn to buy a home in Bloomfield?
To comfortably afford the median home price of $154,300 with a 20% down payment ($30,860) at today's rates (6.8%), you'd need a gross annual income of approximately $40,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Bloomfield compare to the national average home price?
The national median home value is approximately $410,000. At $154,300, homes in Bloomfield are 62% below the national average.