Market Overview
Home Prices in Bonne Terre, MO
The median home value in Bonne Terre, MO is $207,386 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bonne Terre are priced49% below average. Bonne Terre is part of the Farmington, MO metro area.
Over the past five years, Bonne Terre home values have risen by approximately24.6%, reflecting strong long-term appreciation in this market.
Price History
Bonne Terre Home Price Trend
City Comparison
Bonne Terre vs. National Median
At $207,386, homes in Bonne Terre cost 49% below the national median of $410,000. This makes Bonne Terre a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bonne Terre?
20% Down Payment
$41,477
on $207,386
Monthly P&I
$1,082/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,374/mo
incl. taxes & insurance
Income Needed
$54,960
gross annual (30% rule)
10% Down Option
$20,739
+ PMI applies
Loan Amount (20% dn)
$165,909
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bonne Terre, MO?
The median home value in Bonne Terre is $207,386 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Bonne Terre?
Over the past year, home values in Bonne Terre have increased by 1.8%. Over five years, prices have risen approximately 24.6%.
How much do I need to earn to buy a home in Bonne Terre?
To comfortably afford the median home price of $207,386 with a 20% down payment ($41,477) at today's rates (6.8%), you'd need a gross annual income of approximately $54,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Bonne Terre compare to the national average home price?
The national median home value is approximately $410,000. At $207,386, homes in Bonne Terre are 49% below the national average.
What metro area is Bonne Terre part of?
Bonne Terre is part of the Farmington, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.