Market Overview
Home Prices in Cainsville, MO
The median home value in Cainsville, MO is $155,251 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and up 5.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cainsville are priced62% below average.
Over the past five years, Cainsville home values have risen by approximately33.8%, reflecting strong long-term appreciation in this market.
Price History
Cainsville Home Price Trend
2020
$91,948
$92K
—
2021
$116,072
$116K
+26.2%
2022
$136,003
$136K
+17.2%
2023
$136,225
$136K
+0.2%
2024
$145,776
$146K
+7.0%
2025
$153,669
$154K
+5.4%
2026
$155,251
$155K
+1.0%
City Comparison
Cainsville vs. National Median
🏠 Cainsville
$155,251
National Median
$410,000
At $155,251, homes in Cainsville cost 62% below the national median of $410,000. This makes Cainsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cainsville?
20% Down Payment
$31,050
on $155,251
Monthly P&I
$810/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,029/mo
incl. taxes & insurance
Income Needed
$41,160
gross annual (30% rule)
10% Down Option
$15,525
+ PMI applies
Loan Amount (20% dn)
$124,201
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cainsville, MO?
The median home value in Cainsville is $155,251 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Cainsville?
Over the past year, home values in Cainsville have increased by 1%. Over five years, prices have risen approximately 33.8%.
How much do I need to earn to buy a home in Cainsville?
To comfortably afford the median home price of $155,251 with a 20% down payment ($31,050) at today's rates (6.8%), you'd need a gross annual income of approximately $41,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Cainsville compare to the national average home price?
The national median home value is approximately $410,000. At $155,251, homes in Cainsville are 62% below the national average.