Market Overview
Home Prices in Cape Fair, MO
The median home value in Cape Fair, MO is $330,670 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cape Fair are priced19% below average.
Over the past five years, Cape Fair home values have risen by approximately31.5%, reflecting strong long-term appreciation in this market.
Price History
Cape Fair Home Price Trend
2020
$207,763
$208K
—
2021
$251,475
$251K
+21.0%
2022
$318,971
$319K
+26.8%
2023
$321,420
$321K
+0.8%
2024
$322,292
$322K
+0.3%
2025
$321,272
$321K
-0.3%
2026
$330,670
$331K
+2.9%
City Comparison
Cape Fair vs. National Median
🏠 Cape Fair
$330,670
National Median
$410,000
At $330,670, homes in Cape Fair cost 19% below the national median of $410,000. This makes Cape Fair a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cape Fair?
20% Down Payment
$66,134
on $330,670
Monthly P&I
$1,725/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,191/mo
incl. taxes & insurance
Income Needed
$87,640
gross annual (30% rule)
10% Down Option
$33,067
+ PMI applies
Loan Amount (20% dn)
$264,536
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cape Fair, MO?
The median home value in Cape Fair is $330,670 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Cape Fair?
Over the past year, home values in Cape Fair have increased by 2.9%. Over five years, prices have risen approximately 31.5%.
How much do I need to earn to buy a home in Cape Fair?
To comfortably afford the median home price of $330,670 with a 20% down payment ($66,134) at today's rates (6.8%), you'd need a gross annual income of approximately $87,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Cape Fair compare to the national average home price?
The national median home value is approximately $410,000. At $330,670, homes in Cape Fair are 19% below the national average.