Market Overview
Home Prices in Caruthersville, MO
The median home value in Caruthersville, MO is $85,387 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 10.7% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Caruthersville are priced79% below average.
Over the past five years, Caruthersville home values have fallen by approximately17.6%, reflecting softening conditions in this market.
Price History
Caruthersville Home Price Trend
2020
$89,566
$90K
—
2021
$103,589
$104K
+15.7%
2022
$106,551
$107K
+2.9%
2023
$109,976
$110K
+3.2%
2024
$92,217
$92K
-16.1%
2025
$95,586
$96K
+3.7%
2026
$85,387
$85K
-10.7%
City Comparison
Caruthersville vs. National Median
🏠 Caruthersville
$85,387
National Median
$410,000
At $85,387, homes in Caruthersville cost 79% below the national median of $410,000. This makes Caruthersville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Caruthersville?
20% Down Payment
$17,077
on $85,387
Monthly P&I
$445/mo
30-yr @ 6.8%
Total Monthly Est.
~$565/mo
incl. taxes & insurance
Income Needed
$22,600
gross annual (30% rule)
10% Down Option
$8,539
+ PMI applies
Loan Amount (20% dn)
$68,310
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Caruthersville, MO?
The median home value in Caruthersville is $85,387 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 10.7% year-over-year.
How much have home prices changed in Caruthersville?
Over the past year, home values in Caruthersville have decreased by 10.7%. Over five years, prices have fallen approximately 17.6%.
How much do I need to earn to buy a home in Caruthersville?
To comfortably afford the median home price of $85,387 with a 20% down payment ($17,077) at today's rates (6.8%), you'd need a gross annual income of approximately $22,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Caruthersville compare to the national average home price?
The national median home value is approximately $410,000. At $85,387, homes in Caruthersville are 79% below the national average.