Market Overview
Home Prices in Cedar Hill, MO
The median home value in Cedar Hill, MO is $285,095 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cedar Hill are priced30% below average. Cedar Hill is part of the St. Louis, MO-IL metro area.
Over the past five years, Cedar Hill home values have risen by approximately27.8%, reflecting strong long-term appreciation in this market.
Price History
Cedar Hill Home Price Trend
City Comparison
Cedar Hill vs. National Median
At $285,095, homes in Cedar Hill cost 30% below the national median of $410,000. This makes Cedar Hill a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cedar Hill?
20% Down Payment
$57,019
on $285,095
Monthly P&I
$1,487/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,888/mo
incl. taxes & insurance
Income Needed
$75,520
gross annual (30% rule)
10% Down Option
$28,510
+ PMI applies
Loan Amount (20% dn)
$228,076
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cedar Hill, MO?
The median home value in Cedar Hill is $285,095 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Cedar Hill?
Over the past year, home values in Cedar Hill have increased by 4%. Over five years, prices have risen approximately 27.8%.
How much do I need to earn to buy a home in Cedar Hill?
To comfortably afford the median home price of $285,095 with a 20% down payment ($57,019) at today's rates (6.8%), you'd need a gross annual income of approximately $75,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Cedar Hill compare to the national average home price?
The national median home value is approximately $410,000. At $285,095, homes in Cedar Hill are 30% below the national average.
What metro area is Cedar Hill part of?
Cedar Hill is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.