Market Overview
Home Prices in Center, MO
The median home value in Center, MO is $233,844 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.8% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Center are priced43% below average. Center is part of the Hannibal, MO metro area.
Over the past five years, Center home values have risen by approximately50.9%, reflecting strong long-term appreciation in this market.
Price History
Center Home Price Trend
City Comparison
Center vs. National Median
At $233,844, homes in Center cost 43% below the national median of $410,000. This makes Center a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Center?
20% Down Payment
$46,769
on $233,844
Monthly P&I
$1,220/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,549/mo
incl. taxes & insurance
Income Needed
$61,960
gross annual (30% rule)
10% Down Option
$23,384
+ PMI applies
Loan Amount (20% dn)
$187,075
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Center, MO?
The median home value in Center is $233,844 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.8% year-over-year.
How much have home prices changed in Center?
Over the past year, home values in Center have increased by 8.8%. Over five years, prices have risen approximately 50.9%.
How much do I need to earn to buy a home in Center?
To comfortably afford the median home price of $233,844 with a 20% down payment ($46,769) at today's rates (6.8%), you'd need a gross annual income of approximately $61,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Center compare to the national average home price?
The national median home value is approximately $410,000. At $233,844, homes in Center are 43% below the national average.
What metro area is Center part of?
Center is part of the Hannibal, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.