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📍 Chadwick, MO · Zillow ZHVI · July 2026

Average Home Price in
Chadwick, MO

Springfield, MO metro area · Christian County County

Median Home Value
$321,055
↑ 10.3% year-over-year
vs. National Median
$410,000
Chadwick is 22% below
Est. Monthly Payment
$1,674/mo
20% down · 6.8% rate
Income Needed
$85K
gross annual (30% rule)
Median Home Value
$321,055
↑ 10.3% year-over-year
Down Payment (20%)$64,211
Monthly P&I$1,674/mo
With Taxes & Ins.~$2,126/mo
Income Needed$85,040/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Chadwick, MO

The median home value in Chadwick, MO is $321,055 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.3% compared to a year ago and up 8.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Chadwick are priced22% below average. Chadwick is part of the Springfield, MO metro area.

City Comparison

Chadwick vs. National Median

🏠 Chadwick
$321,055
National Median
$410,000

At $321,055, homes in Chadwick cost 22% below the national median of $410,000. This makes Chadwick a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Chadwick?

20% Down Payment
$64,211
on $321,055
Monthly P&I
$1,674/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,126/mo
incl. taxes & insurance
Income Needed
$85,040
gross annual (30% rule)
10% Down Option
$32,106
+ PMI applies
Loan Amount (20% dn)
$256,844
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Chadwick, MO?
The median home value in Chadwick is $321,055 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.3% year-over-year.
How much have home prices changed in Chadwick?
Over the past year, home values in Chadwick have increased by 10.3%.
How much do I need to earn to buy a home in Chadwick?
To comfortably afford the median home price of $321,055 with a 20% down payment ($64,211) at today's rates (6.8%), you'd need a gross annual income of approximately $85,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Chadwick compare to the national average home price?
The national median home value is approximately $410,000. At $321,055, homes in Chadwick are 22% below the national average.
What metro area is Chadwick part of?
Chadwick is part of the Springfield, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.