📍 Chilhowee, MO · Zillow ZHVI · July 2026

Average Home Price in
Chilhowee, MO

Warrensburg, MO metro area · Johnson County County

Median Home Value
$291,879
↑ 5.3% year-over-year
vs. National Median
$410,000
Chilhowee is 29% below
Est. Monthly Payment
$1,522/mo
20% down · 6.8% rate
Income Needed
$77K
gross annual (30% rule)
Median Home Value
$291,879
↑ 5.3% year-over-year

Down Payment (20%)$58,376
Monthly P&I$1,522/mo
With Taxes & Ins.~$1,933/mo
Income Needed$77,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Chilhowee, MO

The median home value in Chilhowee, MO is $291,879 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and down 3.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Chilhowee are priced29% below average. Chilhowee is part of the Warrensburg, MO metro area.

Over the past five years, Chilhowee home values have risen by approximately23.2%, reflecting strong long-term appreciation in this market.

City Comparison

Chilhowee vs. National Median

🏠 Chilhowee
$291,879
National Median
$410,000

At $291,879, homes in Chilhowee cost 29% below the national median of $410,000. This makes Chilhowee a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Chilhowee?

20% Down Payment
$58,376
on $291,879
Monthly P&I
$1,522/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,933/mo
incl. taxes & insurance
Income Needed
$77,320
gross annual (30% rule)
10% Down Option
$29,188
+ PMI applies
Loan Amount (20% dn)
$233,503
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Chilhowee, MO?
The median home value in Chilhowee is $291,879 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in Chilhowee?
Over the past year, home values in Chilhowee have increased by 5.3%. Over five years, prices have risen approximately 23.2%.
How much do I need to earn to buy a home in Chilhowee?
To comfortably afford the median home price of $291,879 with a 20% down payment ($58,376) at today's rates (6.8%), you'd need a gross annual income of approximately $77,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Chilhowee compare to the national average home price?
The national median home value is approximately $410,000. At $291,879, homes in Chilhowee are 29% below the national average.
What metro area is Chilhowee part of?
Chilhowee is part of the Warrensburg, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.