Market Overview
Home Prices in Chula, MO
The median home value in Chula, MO is $198,075 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chula are priced52% below average.
Over the past five years, Chula home values have risen by approximately30.1%, reflecting strong long-term appreciation in this market.
Price History
Chula Home Price Trend
2020
$132,178
$132K
—
2021
$152,207
$152K
+15.2%
2022
$170,311
$170K
+11.9%
2023
$170,434
$170K
+0.1%
2024
$185,544
$186K
+8.9%
2025
$193,041
$193K
+4.0%
2026
$198,075
$198K
+2.6%
City Comparison
Chula vs. National Median
🏠 Chula
$198,075
National Median
$410,000
At $198,075, homes in Chula cost 52% below the national median of $410,000. This makes Chula a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chula?
20% Down Payment
$39,615
on $198,075
Monthly P&I
$1,033/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,312/mo
incl. taxes & insurance
Income Needed
$52,480
gross annual (30% rule)
10% Down Option
$19,808
+ PMI applies
Loan Amount (20% dn)
$158,460
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chula, MO?
The median home value in Chula is $198,075 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Chula?
Over the past year, home values in Chula have increased by 2.6%. Over five years, prices have risen approximately 30.1%.
How much do I need to earn to buy a home in Chula?
To comfortably afford the median home price of $198,075 with a 20% down payment ($39,615) at today's rates (6.8%), you'd need a gross annual income of approximately $52,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Chula compare to the national average home price?
The national median home value is approximately $410,000. At $198,075, homes in Chula are 52% below the national average.