📍 Clarence, MO · Zillow ZHVI · July 2026

Average Home Price in
Clarence, MO

Shelby County County

Median Home Value
$181,974
↑ 13.9% year-over-year
vs. National Median
$410,000
Clarence is 56% below
Est. Monthly Payment
$949/mo
20% down · 6.8% rate
Income Needed
$48K
gross annual (30% rule)
Median Home Value
$181,974
↑ 13.9% year-over-year

Down Payment (20%)$36,395
Monthly P&I$949/mo
With Taxes & Ins.~$1,205/mo
Income Needed$48,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Clarence, MO

The median home value in Clarence, MO is $181,974 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13.9% compared to a year ago and up 9.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Clarence are priced56% below average.

Over the past five years, Clarence home values have risen by approximately63.3%, reflecting strong long-term appreciation in this market.

City Comparison

Clarence vs. National Median

🏠 Clarence
$181,974
National Median
$410,000

At $181,974, homes in Clarence cost 56% below the national median of $410,000. This makes Clarence a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Clarence?

20% Down Payment
$36,395
on $181,974
Monthly P&I
$949/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,205/mo
incl. taxes & insurance
Income Needed
$48,200
gross annual (30% rule)
10% Down Option
$18,197
+ PMI applies
Loan Amount (20% dn)
$145,579
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Clarence, MO?
The median home value in Clarence is $181,974 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13.9% year-over-year.
How much have home prices changed in Clarence?
Over the past year, home values in Clarence have increased by 13.9%. Over five years, prices have risen approximately 63.3%.
How much do I need to earn to buy a home in Clarence?
To comfortably afford the median home price of $181,974 with a 20% down payment ($36,395) at today's rates (6.8%), you'd need a gross annual income of approximately $48,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Clarence compare to the national average home price?
The national median home value is approximately $410,000. At $181,974, homes in Clarence are 56% below the national average.