Market Overview
Home Prices in Claycomo, MO
The median home value in Claycomo, MO is $226,312 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Claycomo are priced45% below average. Claycomo is part of the Kansas City, MO-KS metro area.
Over the past five years, Claycomo home values have risen by approximately28.1%, reflecting strong long-term appreciation in this market.
Price History
Claycomo Home Price Trend
City Comparison
Claycomo vs. National Median
At $226,312, homes in Claycomo cost 45% below the national median of $410,000. This makes Claycomo a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Claycomo?
20% Down Payment
$45,262
on $226,312
Monthly P&I
$1,180/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,499/mo
incl. taxes & insurance
Income Needed
$59,960
gross annual (30% rule)
10% Down Option
$22,631
+ PMI applies
Loan Amount (20% dn)
$181,050
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Claycomo, MO?
The median home value in Claycomo is $226,312 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Claycomo?
Over the past year, home values in Claycomo have increased by 0.9%. Over five years, prices have risen approximately 28.1%.
How much do I need to earn to buy a home in Claycomo?
To comfortably afford the median home price of $226,312 with a 20% down payment ($45,262) at today's rates (6.8%), you'd need a gross annual income of approximately $59,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Claycomo compare to the national average home price?
The national median home value is approximately $410,000. At $226,312, homes in Claycomo are 45% below the national average.
What metro area is Claycomo part of?
Claycomo is part of the Kansas City, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.