Market Overview
Home Prices in Clever, MO
The median home value in Clever, MO is $275,623 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clever are priced33% below average. Clever is part of the Springfield, MO metro area.
Over the past five years, Clever home values have risen by approximately41.5%, reflecting strong long-term appreciation in this market.
Price History
Clever Home Price Trend
City Comparison
Clever vs. National Median
At $275,623, homes in Clever cost 33% below the national median of $410,000. This makes Clever a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clever?
20% Down Payment
$55,125
on $275,623
Monthly P&I
$1,437/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,825/mo
incl. taxes & insurance
Income Needed
$73,000
gross annual (30% rule)
10% Down Option
$27,562
+ PMI applies
Loan Amount (20% dn)
$220,498
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clever, MO?
The median home value in Clever is $275,623 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Clever?
Over the past year, home values in Clever have increased by 4%. Over five years, prices have risen approximately 41.5%.
How much do I need to earn to buy a home in Clever?
To comfortably afford the median home price of $275,623 with a 20% down payment ($55,125) at today's rates (6.8%), you'd need a gross annual income of approximately $73,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Clever compare to the national average home price?
The national median home value is approximately $410,000. At $275,623, homes in Clever are 33% below the national average.
What metro area is Clever part of?
Clever is part of the Springfield, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.