Market Overview
Home Prices in Climax Springs, MO
The median home value in Climax Springs, MO is $310,187 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and down 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Climax Springs are priced24% below average.
Over the past five years, Climax Springs home values have fallen by approximately4.2%, reflecting softening conditions in this market.
Price History
Climax Springs Home Price Trend
2020
$260,651
$261K
—
2021
$323,783
$324K
+24.2%
2022
$333,234
$333K
+2.9%
2023
$310,074
$310K
-7.0%
2024
$313,785
$314K
+1.2%
2025
$311,327
$311K
-0.8%
2026
$310,187
$310K
-0.4%
City Comparison
Climax Springs vs. National Median
🏠 Climax Springs
$310,187
National Median
$410,000
At $310,187, homes in Climax Springs cost 24% below the national median of $410,000. This makes Climax Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Climax Springs?
20% Down Payment
$62,037
on $310,187
Monthly P&I
$1,618/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,055/mo
incl. taxes & insurance
Income Needed
$82,200
gross annual (30% rule)
10% Down Option
$31,019
+ PMI applies
Loan Amount (20% dn)
$248,150
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Climax Springs, MO?
The median home value in Climax Springs is $310,187 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Climax Springs?
Over the past year, home values in Climax Springs have decreased by 0.4%. Over five years, prices have fallen approximately 4.2%.
How much do I need to earn to buy a home in Climax Springs?
To comfortably afford the median home price of $310,187 with a 20% down payment ($62,037) at today's rates (6.8%), you'd need a gross annual income of approximately $82,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Climax Springs compare to the national average home price?
The national median home value is approximately $410,000. At $310,187, homes in Climax Springs are 24% below the national average.