Market Overview
Home Prices in Collins, MO
The median home value in Collins, MO is $289,741 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13.5% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Collins are priced29% below average.
Over the past five years, Collins home values have risen by approximately68.3%, reflecting strong long-term appreciation in this market.
Price History
Collins Home Price Trend
2020
$136,349
$136K
—
2021
$172,186
$172K
+26.3%
2022
$228,651
$229K
+32.8%
2023
$235,364
$235K
+2.9%
2024
$249,048
$249K
+5.8%
2025
$255,292
$255K
+2.5%
2026
$289,741
$290K
+13.5%
City Comparison
Collins vs. National Median
🏠 Collins
$289,741
National Median
$410,000
At $289,741, homes in Collins cost 29% below the national median of $410,000. This makes Collins a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Collins?
20% Down Payment
$57,948
on $289,741
Monthly P&I
$1,511/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,919/mo
incl. taxes & insurance
Income Needed
$76,760
gross annual (30% rule)
10% Down Option
$28,974
+ PMI applies
Loan Amount (20% dn)
$231,793
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Collins, MO?
The median home value in Collins is $289,741 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13.5% year-over-year.
How much have home prices changed in Collins?
Over the past year, home values in Collins have increased by 13.5%. Over five years, prices have risen approximately 68.3%.
How much do I need to earn to buy a home in Collins?
To comfortably afford the median home price of $289,741 with a 20% down payment ($57,948) at today's rates (6.8%), you'd need a gross annual income of approximately $76,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Collins compare to the national average home price?
The national median home value is approximately $410,000. At $289,741, homes in Collins are 29% below the national average.