Market Overview
Home Prices in Concordia, MO
The median home value in Concordia, MO is $202,761 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.8% compared to a year ago and up 8.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Concordia are priced51% below average. Concordia is part of the Kansas City, MO-KS metro area.
Over the past five years, Concordia home values have risen by approximately43.4%, reflecting strong long-term appreciation in this market.
Price History
Concordia Home Price Trend
City Comparison
Concordia vs. National Median
At $202,761, homes in Concordia cost 51% below the national median of $410,000. This makes Concordia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Concordia?
20% Down Payment
$40,552
on $202,761
Monthly P&I
$1,057/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,342/mo
incl. taxes & insurance
Income Needed
$53,680
gross annual (30% rule)
10% Down Option
$20,276
+ PMI applies
Loan Amount (20% dn)
$162,209
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Concordia, MO?
The median home value in Concordia is $202,761 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.8% year-over-year.
How much have home prices changed in Concordia?
Over the past year, home values in Concordia have increased by 8.8%. Over five years, prices have risen approximately 43.4%.
How much do I need to earn to buy a home in Concordia?
To comfortably afford the median home price of $202,761 with a 20% down payment ($40,552) at today's rates (6.8%), you'd need a gross annual income of approximately $53,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Concordia compare to the national average home price?
The national median home value is approximately $410,000. At $202,761, homes in Concordia are 51% below the national average.
What metro area is Concordia part of?
Concordia is part of the Kansas City, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.