Market Overview
Home Prices in Cross Timbers, MO
The median home value in Cross Timbers, MO is $231,289 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 7.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cross Timbers are priced44% below average.
Price History
Cross Timbers Home Price Trend
2024
$200,282
$200K
—
2025
$216,162
$216K
+7.9%
2026
$231,289
$231K
+7.0%
City Comparison
Cross Timbers vs. National Median
🏠 Cross Timbers
$231,289
National Median
$410,000
At $231,289, homes in Cross Timbers cost 44% below the national median of $410,000. This makes Cross Timbers a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cross Timbers?
20% Down Payment
$46,258
on $231,289
Monthly P&I
$1,206/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,532/mo
incl. taxes & insurance
Income Needed
$61,280
gross annual (30% rule)
10% Down Option
$23,129
+ PMI applies
Loan Amount (20% dn)
$185,031
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cross Timbers, MO?
The median home value in Cross Timbers is $231,289 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Cross Timbers?
Over the past year, home values in Cross Timbers have increased by 7%.
How much do I need to earn to buy a home in Cross Timbers?
To comfortably afford the median home price of $231,289 with a 20% down payment ($46,258) at today's rates (6.8%), you'd need a gross annual income of approximately $61,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Cross Timbers compare to the national average home price?
The national median home value is approximately $410,000. At $231,289, homes in Cross Timbers are 44% below the national average.