Market Overview
Home Prices in Cuba, MO
The median home value in Cuba, MO is $232,335 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.3% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cuba are priced43% below average.
Over the past five years, Cuba home values have risen by approximately29.9%, reflecting strong long-term appreciation in this market.
Price History
Cuba Home Price Trend
2020
$147,331
$147K
—
2021
$178,863
$179K
+21.4%
2022
$211,170
$211K
+18.1%
2023
$205,828
$206K
-2.5%
2024
$208,148
$208K
+1.1%
2025
$214,612
$215K
+3.1%
2026
$232,335
$232K
+8.3%
City Comparison
Cuba vs. National Median
🏠 Cuba
$232,335
National Median
$410,000
At $232,335, homes in Cuba cost 43% below the national median of $410,000. This makes Cuba a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cuba?
20% Down Payment
$46,467
on $232,335
Monthly P&I
$1,212/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,539/mo
incl. taxes & insurance
Income Needed
$61,560
gross annual (30% rule)
10% Down Option
$23,234
+ PMI applies
Loan Amount (20% dn)
$185,868
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cuba, MO?
The median home value in Cuba is $232,335 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.3% year-over-year.
How much have home prices changed in Cuba?
Over the past year, home values in Cuba have increased by 8.3%. Over five years, prices have risen approximately 29.9%.
How much do I need to earn to buy a home in Cuba?
To comfortably afford the median home price of $232,335 with a 20% down payment ($46,467) at today's rates (6.8%), you'd need a gross annual income of approximately $61,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Cuba compare to the national average home price?
The national median home value is approximately $410,000. At $232,335, homes in Cuba are 43% below the national average.