Market Overview
Home Prices in De Kalb, MO
The median home value in De Kalb, MO is $313,469 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.8% compared to a year ago and up 8.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in De Kalb are priced24% below average. De Kalb is part of the St. Joseph, MO-KS metro area.
Price History
De Kalb Home Price Trend
2022
$245,969
$246K
—
2023
$245,812
$246K
-0.1%
2024
$257,081
$257K
+4.6%
2025
$277,815
$278K
+8.1%
2026
$313,469
$313K
+12.8%
City Comparison
De Kalb vs. National Median
🏠 De Kalb
$313,469
National Median
$410,000
At $313,469, homes in De Kalb cost 24% below the national median of $410,000. This makes De Kalb a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in De Kalb?
20% Down Payment
$62,694
on $313,469
Monthly P&I
$1,635/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,076/mo
incl. taxes & insurance
Income Needed
$83,040
gross annual (30% rule)
10% Down Option
$31,347
+ PMI applies
Loan Amount (20% dn)
$250,775
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in De Kalb, MO?
The median home value in De Kalb is $313,469 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.8% year-over-year.
How much have home prices changed in De Kalb?
Over the past year, home values in De Kalb have increased by 12.8%.
How much do I need to earn to buy a home in De Kalb?
To comfortably afford the median home price of $313,469 with a 20% down payment ($62,694) at today's rates (6.8%), you'd need a gross annual income of approximately $83,040. This assumes keeping total housing costs at or below 30% of gross income.
How does De Kalb compare to the national average home price?
The national median home value is approximately $410,000. At $313,469, homes in De Kalb are 24% below the national average.
What metro area is De Kalb part of?
De Kalb is part of the St. Joseph, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.