📍 Edgar Springs, MO · Zillow ZHVI · July 2026

Average Home Price in
Edgar Springs, MO

Rolla, MO metro area · Phelps County County

Median Home Value
$236,309
↑ 7.7% year-over-year
vs. National Median
$410,000
Edgar Springs is 42% below
Est. Monthly Payment
$1,232/mo
20% down · 6.8% rate
Income Needed
$63K
gross annual (30% rule)
Median Home Value
$236,309
↑ 7.7% year-over-year

Down Payment (20%)$47,262
Monthly P&I$1,232/mo
With Taxes & Ins.~$1,565/mo
Income Needed$62,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Edgar Springs, MO

The median home value in Edgar Springs, MO is $236,309 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.7% compared to a year ago and up 4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Edgar Springs are priced42% below average. Edgar Springs is part of the Rolla, MO metro area.

Over the past five years, Edgar Springs home values have risen by approximately40.0%, reflecting strong long-term appreciation in this market.

City Comparison

Edgar Springs vs. National Median

🏠 Edgar Springs
$236,309
National Median
$410,000

At $236,309, homes in Edgar Springs cost 42% below the national median of $410,000. This makes Edgar Springs a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Edgar Springs?

20% Down Payment
$47,262
on $236,309
Monthly P&I
$1,232/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,565/mo
incl. taxes & insurance
Income Needed
$62,600
gross annual (30% rule)
10% Down Option
$23,631
+ PMI applies
Loan Amount (20% dn)
$189,047
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Edgar Springs, MO?
The median home value in Edgar Springs is $236,309 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.7% year-over-year.
How much have home prices changed in Edgar Springs?
Over the past year, home values in Edgar Springs have increased by 7.7%. Over five years, prices have risen approximately 40.0%.
How much do I need to earn to buy a home in Edgar Springs?
To comfortably afford the median home price of $236,309 with a 20% down payment ($47,262) at today's rates (6.8%), you'd need a gross annual income of approximately $62,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Edgar Springs compare to the national average home price?
The national median home value is approximately $410,000. At $236,309, homes in Edgar Springs are 42% below the national average.
What metro area is Edgar Springs part of?
Edgar Springs is part of the Rolla, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.