Market Overview
Home Prices in Eldon, MO
The median home value in Eldon, MO is $196,747 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 8.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eldon are priced52% below average.
Over the past five years, Eldon home values have risen by approximately40.6%, reflecting strong long-term appreciation in this market.
Price History
Eldon Home Price Trend
2020
$114,101
$114K
—
2021
$139,973
$140K
+22.7%
2022
$156,948
$157K
+12.1%
2023
$168,580
$169K
+7.4%
2024
$177,983
$178K
+5.6%
2025
$192,935
$193K
+8.4%
2026
$196,747
$197K
+2.0%
City Comparison
Eldon vs. National Median
🏠 Eldon
$196,747
National Median
$410,000
At $196,747, homes in Eldon cost 52% below the national median of $410,000. This makes Eldon a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Eldon?
20% Down Payment
$39,349
on $196,747
Monthly P&I
$1,026/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,303/mo
incl. taxes & insurance
Income Needed
$52,120
gross annual (30% rule)
10% Down Option
$19,675
+ PMI applies
Loan Amount (20% dn)
$157,398
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eldon, MO?
The median home value in Eldon is $196,747 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Eldon?
Over the past year, home values in Eldon have increased by 2%. Over five years, prices have risen approximately 40.6%.
How much do I need to earn to buy a home in Eldon?
To comfortably afford the median home price of $196,747 with a 20% down payment ($39,349) at today's rates (6.8%), you'd need a gross annual income of approximately $52,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Eldon compare to the national average home price?
The national median home value is approximately $410,000. At $196,747, homes in Eldon are 52% below the national average.