Market Overview
Home Prices in Ellington, MO
The median home value in Ellington, MO is $176,084 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.5% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ellington are priced57% below average.
Over the past five years, Ellington home values have risen by approximately21.1%, reflecting strong long-term appreciation in this market.
Price History
Ellington Home Price Trend
2020
$123,256
$123K
—
2021
$145,414
$145K
+18.0%
2022
$166,016
$166K
+14.2%
2023
$167,271
$167K
+0.8%
2024
$162,705
$163K
-2.7%
2025
$165,347
$165K
+1.6%
2026
$176,084
$176K
+6.5%
City Comparison
Ellington vs. National Median
🏠 Ellington
$176,084
National Median
$410,000
At $176,084, homes in Ellington cost 57% below the national median of $410,000. This makes Ellington a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ellington?
20% Down Payment
$35,217
on $176,084
Monthly P&I
$918/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,166/mo
incl. taxes & insurance
Income Needed
$46,640
gross annual (30% rule)
10% Down Option
$17,608
+ PMI applies
Loan Amount (20% dn)
$140,867
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ellington, MO?
The median home value in Ellington is $176,084 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.5% year-over-year.
How much have home prices changed in Ellington?
Over the past year, home values in Ellington have increased by 6.5%. Over five years, prices have risen approximately 21.1%.
How much do I need to earn to buy a home in Ellington?
To comfortably afford the median home price of $176,084 with a 20% down payment ($35,217) at today's rates (6.8%), you'd need a gross annual income of approximately $46,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Ellington compare to the national average home price?
The national median home value is approximately $410,000. At $176,084, homes in Ellington are 57% below the national average.