Market Overview
Home Prices in Eminence, MO
The median home value in Eminence, MO is $199,468 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.3% compared to a year ago and up 9.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eminence are priced51% below average.
Over the past five years, Eminence home values have risen by approximately43.9%, reflecting strong long-term appreciation in this market.
Price History
Eminence Home Price Trend
2020
$114,031
$114K
—
2021
$138,595
$139K
+21.5%
2022
$173,761
$174K
+25.4%
2023
$173,365
$173K
-0.2%
2024
$166,713
$167K
-3.8%
2025
$182,477
$182K
+9.5%
2026
$199,468
$199K
+9.3%
City Comparison
Eminence vs. National Median
🏠 Eminence
$199,468
National Median
$410,000
At $199,468, homes in Eminence cost 51% below the national median of $410,000. This makes Eminence a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Eminence?
20% Down Payment
$39,894
on $199,468
Monthly P&I
$1,040/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,321/mo
incl. taxes & insurance
Income Needed
$52,840
gross annual (30% rule)
10% Down Option
$19,947
+ PMI applies
Loan Amount (20% dn)
$159,574
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eminence, MO?
The median home value in Eminence is $199,468 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.3% year-over-year.
How much have home prices changed in Eminence?
Over the past year, home values in Eminence have increased by 9.3%. Over five years, prices have risen approximately 43.9%.
How much do I need to earn to buy a home in Eminence?
To comfortably afford the median home price of $199,468 with a 20% down payment ($39,894) at today's rates (6.8%), you'd need a gross annual income of approximately $52,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Eminence compare to the national average home price?
The national median home value is approximately $410,000. At $199,468, homes in Eminence are 51% below the national average.