Market Overview
Home Prices in Eugene, MO
The median home value in Eugene, MO is $325,099 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.6% compared to a year ago and up 6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eugene are priced21% below average. Eugene is part of the Jefferson City, MO metro area.
Over the past five years, Eugene home values have risen by approximately42.6%, reflecting strong long-term appreciation in this market.
Price History
Eugene Home Price Trend
City Comparison
Eugene vs. National Median
At $325,099, homes in Eugene cost 21% below the national median of $410,000. This makes Eugene a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Eugene?
20% Down Payment
$65,020
on $325,099
Monthly P&I
$1,696/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,154/mo
incl. taxes & insurance
Income Needed
$86,160
gross annual (30% rule)
10% Down Option
$32,510
+ PMI applies
Loan Amount (20% dn)
$260,079
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eugene, MO?
The median home value in Eugene is $325,099 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.6% year-over-year.
How much have home prices changed in Eugene?
Over the past year, home values in Eugene have increased by 6.6%. Over five years, prices have risen approximately 42.6%.
How much do I need to earn to buy a home in Eugene?
To comfortably afford the median home price of $325,099 with a 20% down payment ($65,020) at today's rates (6.8%), you'd need a gross annual income of approximately $86,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Eugene compare to the national average home price?
The national median home value is approximately $410,000. At $325,099, homes in Eugene are 21% below the national average.
What metro area is Eugene part of?
Eugene is part of the Jefferson City, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.