Market Overview
Home Prices in Excelsior Springs, MO
The median home value in Excelsior Springs, MO is $230,075 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Excelsior Springs are priced44% below average. Excelsior Springs is part of the Kansas City, MO-KS metro area.
Over the past five years, Excelsior Springs home values have risen by approximately29.8%, reflecting strong long-term appreciation in this market.
Price History
Excelsior Springs Home Price Trend
City Comparison
Excelsior Springs vs. National Median
At $230,075, homes in Excelsior Springs cost 44% below the national median of $410,000. This makes Excelsior Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Excelsior Springs?
20% Down Payment
$46,015
on $230,075
Monthly P&I
$1,200/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,524/mo
incl. taxes & insurance
Income Needed
$60,960
gross annual (30% rule)
10% Down Option
$23,008
+ PMI applies
Loan Amount (20% dn)
$184,060
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Excelsior Springs, MO?
The median home value in Excelsior Springs is $230,075 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Excelsior Springs?
Over the past year, home values in Excelsior Springs have increased by 1%. Over five years, prices have risen approximately 29.8%.
How much do I need to earn to buy a home in Excelsior Springs?
To comfortably afford the median home price of $230,075 with a 20% down payment ($46,015) at today's rates (6.8%), you'd need a gross annual income of approximately $60,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Excelsior Springs compare to the national average home price?
The national median home value is approximately $410,000. At $230,075, homes in Excelsior Springs are 44% below the national average.
What metro area is Excelsior Springs part of?
Excelsior Springs is part of the Kansas City, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.