Market Overview
Home Prices in Festus, MO
The median home value in Festus, MO is $308,101 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.3% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Festus are priced25% below average. Festus is part of the St. Louis, MO-IL metro area.
Over the past five years, Festus home values have risen by approximately29.5%, reflecting strong long-term appreciation in this market.
Price History
Festus Home Price Trend
City Comparison
Festus vs. National Median
At $308,101, homes in Festus cost 25% below the national median of $410,000. This makes Festus a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Festus?
20% Down Payment
$61,620
on $308,101
Monthly P&I
$1,607/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,041/mo
incl. taxes & insurance
Income Needed
$81,640
gross annual (30% rule)
10% Down Option
$30,810
+ PMI applies
Loan Amount (20% dn)
$246,481
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Festus, MO?
The median home value in Festus is $308,101 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.3% year-over-year.
How much have home prices changed in Festus?
Over the past year, home values in Festus have increased by 6.3%. Over five years, prices have risen approximately 29.5%.
How much do I need to earn to buy a home in Festus?
To comfortably afford the median home price of $308,101 with a 20% down payment ($61,620) at today's rates (6.8%), you'd need a gross annual income of approximately $81,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Festus compare to the national average home price?
The national median home value is approximately $410,000. At $308,101, homes in Festus are 25% below the national average.
What metro area is Festus part of?
Festus is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.