Market Overview
Home Prices in Gibbs, MO
The median home value in Gibbs, MO is $298,284 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 16.3% compared to a year ago and up 8.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gibbs are priced27% below average. Gibbs is part of the Kirksville, MO metro area.
Over the past five years, Gibbs home values have risen by approximately6.9%, reflecting steady appreciation in this market.
Price History
Gibbs Home Price Trend
2020
$216,694
$217K
—
2021
$278,980
$279K
+28.7%
2022
$254,767
$255K
-8.7%
2023
$221,727
$222K
-13.0%
2024
$237,220
$237K
+7.0%
2025
$256,410
$256K
+8.1%
2026
$298,284
$298K
+16.3%
City Comparison
Gibbs vs. National Median
🏠 Gibbs
$298,284
National Median
$410,000
At $298,284, homes in Gibbs cost 27% below the national median of $410,000. This makes Gibbs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Gibbs?
20% Down Payment
$59,657
on $298,284
Monthly P&I
$1,556/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,976/mo
incl. taxes & insurance
Income Needed
$79,040
gross annual (30% rule)
10% Down Option
$29,828
+ PMI applies
Loan Amount (20% dn)
$238,627
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gibbs, MO?
The median home value in Gibbs is $298,284 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 16.3% year-over-year.
How much have home prices changed in Gibbs?
Over the past year, home values in Gibbs have increased by 16.3%. Over five years, prices have risen approximately 6.9%.
How much do I need to earn to buy a home in Gibbs?
To comfortably afford the median home price of $298,284 with a 20% down payment ($59,657) at today's rates (6.8%), you'd need a gross annual income of approximately $79,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Gibbs compare to the national average home price?
The national median home value is approximately $410,000. At $298,284, homes in Gibbs are 27% below the national average.
What metro area is Gibbs part of?
Gibbs is part of the Kirksville, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.