Market Overview
Home Prices in Greencastle, MO
The median home value in Greencastle, MO is $245,204 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.7% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Greencastle are priced40% below average. Greencastle is part of the Kirksville, MO metro area.
Over the past five years, Greencastle home values have risen by approximately41.8%, reflecting strong long-term appreciation in this market.
Price History
Greencastle Home Price Trend
City Comparison
Greencastle vs. National Median
At $245,204, homes in Greencastle cost 40% below the national median of $410,000. This makes Greencastle a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Greencastle?
20% Down Payment
$49,041
on $245,204
Monthly P&I
$1,279/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,624/mo
incl. taxes & insurance
Income Needed
$64,960
gross annual (30% rule)
10% Down Option
$24,520
+ PMI applies
Loan Amount (20% dn)
$196,163
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Greencastle, MO?
The median home value in Greencastle is $245,204 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.7% year-over-year.
How much have home prices changed in Greencastle?
Over the past year, home values in Greencastle have increased by 7.7%. Over five years, prices have risen approximately 41.8%.
How much do I need to earn to buy a home in Greencastle?
To comfortably afford the median home price of $245,204 with a 20% down payment ($49,041) at today's rates (6.8%), you'd need a gross annual income of approximately $64,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Greencastle compare to the national average home price?
The national median home value is approximately $410,000. At $245,204, homes in Greencastle are 40% below the national average.
What metro area is Greencastle part of?
Greencastle is part of the Kirksville, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.